Open banking is coming, but it’s taking its time
Born in a sea of hype on January 13, open banking has so far fallen short of delivering the promised financial revolution. […]
Alipay and WeChat pay are light years ahead
China’s two mobile payments giants, Alipay, an affiliate of the Chinese e-commerce group Alibaba, and WeChat Pay, owned by the messaging
Their greed cost us £45bn and left us on the brink of anarchy. So will RBS ever be able to pay us back?
Chancellor Alistair Darling was in Luxembourg for a meeting of European finance ministers when he was called out of the
Brexit’s impact on alternative investment funds
Brexit has been fraught for the alternative investment funds sector, which has assets under management of €5.9 trillion across Europe. The
AIFMD: how the Channel Islands lost an EU lifeline
The Channel Islands of Jersey and Guernsey were quick to recognise that the alternative investment fund managers directive (AIFMD), introduced
ESG investing: how it entered the mainstream
The term “late capitalism”, first used by German economist Werner Sombart in the early-1900s, is coming back into vogue. The phrase is
Royal Bank of Scotland: pain and punishment on the road to recovery
As the Treasury turns its attention to selling the taxpayers’ stake in Royal Bank of Scotland , IAN FRASER assesses
Lifestyle that means never having to say you’re sorry…
While RBS recruits graduates on £2,700 a year [in India], former boss Fred the Shred is currently managing on £342,500
Open banking fails to get consumer buy in
The UK’s open banking revolution got off to a somewhat slow and shaky start. Consumers remain largely in the dark,
Seven fintech platforms fuelling small business growth
01 Cashplus An established fintech business and online banking business that doesn’t like to shout from the rooftops, Cashplus offers
RBS executives still don’t get it
Now fat cats get bonuses of up to £30k… to probe scandal that unfolded on their watch Royal Bank of
Five top centres of innovation in financial technology
01 Stockholm The Swedish capital already attracts one fifth of fintech investment in Europe and has a record of creating
Shame of the RBS bullies
Explosive secret files show how the bailed-out Royal Bank of Scotland bullied, mocked, threatened and ripped off clients… under the
After latest signature forgery scandal, could a court write off customers’ RBS debts?
THE very idea of an established bank actively training staff members to forge customer signatures ought to be preposterous. Even
Carillion was a form of Ponzi scheme
In this, my second interview with Kam Sandhu of Real Media, I was asked about the collapse of the construction
This is what RBS / NatWest did to small firms through its notorious Global Restructuring Group
In this interview with Kam Sandhu of Real Media, I spoke about RBS / NatWest’s infamous Global Restructuring Group. The
Vandalism, say the unions – but there’s little hope of a u-turn
To many of the Royal Bank of Scotland’s customers and staff, and to the taxpayers who bailed it out nine years ago, it
Coin offerings: playing it safe in the strange world of ICOs
Initial coin offerings (ICOs) are already democratising finance and disrupting Wall Street and the City. But unless the ICO sector
The eclipse of the high-speed traders and a lesson for today’s fintechs
The high-frequency traders who, just a few years ago, threatened to disrupt financial markets with their rapid, algorithmic trading are
RBS’s ‘dash for cash’ and the damage done
The ‘dash for cash’ scandal that continues to plague RBS entered the realms of the absurd last month, when the
My nightmare 10-year battle for RBS damages: Businessman in landmark court victory backs campaign for safeguards
A property developer says he has been to hell and back at the hands of Royal Bank of Scotland’s Global