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HBOS whistleblower hits back at Crosby claims

Paul Moore

By Ian Fraser Published: Sunday Herald Date: December 9th, 2012 Paul Moore, the whistleblower whose evidence was key to last week’s hearings of the parliamentary commission on banking, has accused his former HBOS boss Sir James Crosby of “trying to rewrite history” about Moore’s sacking from the Edinburgh-based bank. In an interview with the Sunday Herald, Moore […]

December 11th, 2012 | Posted in Article Library | Read More »

Andy Hornby and Peter Cummings said to have fought as they led HBOS to disaster

Board room Bank of Scotland

November 19th, 2012 My review of Ray Perman’s Hubris: How HBOS Wrecked the Best Bank in Britain was published in the Scottish Review of Books at the weekend. The full review — which is in fact more of an essay about how a small group of misguided people trashed Scotland’s banking sector and squandered three […]

November 19th, 2012 | Posted in Blog | Read More »

The Worst Bank in the World? HBOS’s Calamitous Seven Year Life

HBOS via The We

February 27th, 2010 (updated June 22nd, 2012) HBOS’s entrance on The Mound; Image: The We Lessons must be learnt from the short and calamitous history of HBOS, the bank which effectively went bust in September 2008, writes Ian Fraser (Note: This article was first posted under the headline “HBOS: When did the rot set in? […]

June 22nd, 2012 | Posted in Blog | Read More »

Clydesdale’s retreat

Bonnie Prince Charlie

By Ian Fraser Published: Sunday Herald Date: May 6th, 2012   It was supposed to be Scotland’s safe bank. What went wrong? By Ian Fraser Call it Cameron Clyne’s ‘Derby’ moment. At a council of war in that East Midlands city in 1745, Bonnie Prince Charlie had to concede that weak generalship, poor logistics and […]

May 6th, 2012 | Posted in Article Library | Read More »

RKCR/Y&R’s ‘With you all the way’: A crime against advertising?

Bank of Scotland advert

March 13th, 2012 You couldn’t make this up. Given the shocking way in which Bank of Scotland treats its customers – and particularly how it and parent company Lloyds Banking Group have treated the former business customers whose lives and companies have been destroyed as a result of the bank’s £1 billion plus ”Reading Fraud” of 2003-08 […]

March 13th, 2012 | Posted in Blog | Read More »

FSA bombshell changes everything for ex-HBOS directors Crosby, Stevenson and Cummings

Gordon Brown and James Crosby

March 10th, 2012 Yesterday was an extraordinary day in the world of banking. First we had confirmation from Barclays, Lloyds Banking Group and Royal Bank of Scotland that they are doling out obscene sums in bonuses to executives, even as performance flags and share prices plunge. Then we had the ridiculous saga of the IDSA determinations […]

March 10th, 2012 | Posted in Blog | Read More »

Stripping Fred Goodwin of his knighthood won’t solve the banking crisis

Fred Goodwin

January 21st, 2012 The current cross-party campaign to have Sir Fred Goodwin stripped of his knighthood makes for entertaining viewing, but I’m afraid I don’t agree with it. The current witchhunt is handy for the politicians. It gives the impression they’re doing something to punish a perpetrator of the banking crisis but, call me cynical, […]

January 21st, 2012 | Posted in Blog | Read More »

Whistleblower alleges widespread lawbreaking inside Lloyds Banking Group

Lloyds black horse

January 19th, 2012 Another whistleblower has emerged from inside Lloyds Banking Group with well-documented evidence of illegal sales practices in the bank’s retail arm. Ex-Army officer and former UBS and Towry Law executive Ian Taplin was fired by Lloyds in August 2010 after he sought to alert its senior management and board of directors to […]

January 19th, 2012 | Posted in Blog | Read More »

Why Lloyds TSB’s “for the journey” campaign makes me feel queasy

ForTheJourney

July 29th, 2010 Am I alone in finding the “For the journey” television commercials for Lloyds TSB (early example above) nauseating? I would dislike these ads whichever brand they were for. But the fact they’re for Lloyds — a brand which like BP has become somewhat toxic of late — makes me want to throw […]

July 29th, 2010 | Posted in Blog | Read More »

Why HBOS’s Cummings should hand back his rewards for failure

Peter Cummings

February 27th, 2010 PETER Cummings, former head of corporate lending at HBOS (pictured above), is the archetypal ‘fat bloke’ banker. He was handed an astonishing £660,000 pay-off on leaving the bank he helped destroy in January 2009. Worse, the Dumbarton and Marbella resident was also, according to this Daily Telegraph article , awarded an annual […]

February 27th, 2010 | Posted in Blog | Read More »

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