I have seen a £330k [2007 sold price] barn go to auction four times, and receive a high bid of £110k. What’s going to happen to the Lloyds balance sheet when it os forced to halve the value of their mortgage book?

Which inevitably they will most definitely have to. It’s only a matter of time.

The corruption wears the appearances of PROTECTIONISM, which has deep cancerous roots that pervade the rights, justice and interests of every citizen: these guys tgought they could be the referees in their own football game, but pretty soon their diseased team will be hoist by their own petard of deception.

The MPs couldn’t give a damn — as long as the Banking Cartel continues to fund them (why do any of us even bother voting by the way? No wonder the BNP is doing to well in the polls! At least they are lending some balance to all the totally rigged set up).

All the Insolvency Service and the SFO do is carry out these banksters ‘instructions’. But now the cosy stitch up which rides roughshod over the public good is coming to an end, by necessity — everything always retraces itself, when the balance is so hideously lost, as is the case here: so take heart. friends.

We need to expose the hugely biased practices, the self-serving oligopoly, this culture of evil, which extends to the Bar Council going to any lengths to protect their own members, even where they have taken money for unfinished and inadequate work, especially the QCs. (They have stuffed their misnamed “complaints committee” with members of the Bar Standards Board on on ratio of 3:1 of laymen!!) .

It is this self-policing disease, which stretches to every so-called profession in the land (including our utterly corrupt banking fraternity who grew accustomed to controlling the FSA) in the land, that MUST STOP.

So why did Lloyds buy HBOS in the first place? Where was the benefit to the Lloyds shareholders? For the British taxpayer? What has happened to the billions it has already had from the tax payer? And who engineered the bizarre scenario?

You would think Mr Brown had done enough meddling in the banking system and that he had enough problems with his own popularity stakes, without digging himself a deeper hole.

But no, the Times was able to report that Mr B (that’s B for Brown not for Bean) was having another of his soiree’s last Thursday with his drinking chums Eric Daniels and Sir Win and now, hey presto, Lloyds seems to be en route to another round of funding.

But Mr Brown, leaving aside what the Regulators know about HBOS and why it is clear no one should be asked to put money into Lloyds until it has resolved the serious issues its toxic toy brought to the party, what about what you know? What do you, as Prime Minister know about HBOS?

How can you or Mr Darling and your tripartite authorities sanction more funding to a Bank that sooner or later will have to admit its dark secrets? What happened to transparency and all that pseudo Presbyterian guff about knowing right from wrong?

What happens if someone, somewhere manages to get the truth about HBOS out into the mainstream of public opinion and if that truth comes after another bunch of investors have been duped out of their cash? Will you change your name to Manuel Brown?

Sooner or later, somebody will be made the scapegoat for the catalogue of disasters that is Lloyds – including what was going on at HBOS prior to Sept 2008. And I suspect that incoming chairman Win Bischoff has already chosen Mr Daniels for the role.

Perhaps the American should resign before he is pushed?

If he stays, Daniels, will inevitably be forced to carry the can for the rottenness that had permeated HBOS by the time he acquired it last September. That will, of course, include the BoS Reading scandal. I know that did not occur on his watch — but isn’t Daniels culpable insofar that he has sought to perpetuate the cover-up started by the ex-HBOS board?

It is increasingly apparent that the FSA intends to fulfill its remit where things like BoS Reading are concerned. The regulator has, finally, mounted a proper investigation (as requested by 11 MPs and a government minister), and this may well lead to criminal prosecutions against the people responsible.

Given that what was going on at BoS Reading was probably only the tip of the iceberg of corruption within HBOS and the audit / insolvency profession, one sincerely hopes the investigation will expose bigger picture. In that scenario, yes, HBOS will be the new Enron — and its “in with the woodwork” auditors and advisers KPMG will be the new Andersen.

They’ve been allowed to get away with this because of the ‘protection rackets’ running within the UK and US governments – the latter from the perspective of the international banking cartel, the former particularly from the outrageous conflict of interests with the FSA acting as mere ‘gatekeepers’ for HBOS’ interests (solely) to be served, disregarding the people, outright.

They have stacked all the odds in their favour, working in ‘gangs’ who pose as “regulators” and authoties some of which purport to represent consumers’ interests. In fact however it is a rigged set up, stacked against the citizen.

Neither the government nor the FSA is going to do anything to stop these oligarchs. It is far worse than insider trading. The murky set up is the biggest threat to the British people at this time: a far bigger threat than global warming or “terrorism”.

The ‘Vavasseur’ securities fraud, steered by Bank of Scotland working in tandem with the FSA, has stripped some 400 people of a quarter billion dollars — much of it borrowed against their homes, under the pretext of an HBOS-approved “bond underwriting scheme”.

They have swallowed up the capital used for the fraudulent transactions (dishonestly termed “Fractional Reserve Banking”) and closed ranks to pervert and prevent Justice. They have even created ‘fall guys’ to deflect blame from themselves, even though Bank of Scotland and the HBOS group were the responsible fiduciaries and money-handlers.

21st century bankers are mostly covert asset raiders who come in the night and slope off into the long grass with our homes, pensions, businesses etc. This must be stopped and it looks as though it’s going to be the people themselves (and not government) who will have to do the necessary here.

All this during the period commencing on or about 1990 and in the Edwards case, dragged on until Feb 21st, 2003 when there was nothing left to steal, er…..better add, allegedly!
Until the ‘dozen’ have contacted us and are made aware of the insolvency/liquidation of N&C, and other remarkable facts they may be unaware of I can only speak with certainty about the case I know i.e. that of my wife. However, from what the affidavit states the same evil BoS/N&C/E&Y plan may apply to all 13, or more – hence referring to them as “The Baker’s Dozen” cases.

Mrs Edwards took the advice of Gordon C Grieve, BoS manager, to appoint N&C as her new management company (not receivers) then the scene was set for Ernst & Young to write a biased report designed to secure the 13th, or so, Court Appointed Receivership which gave all the assets on a Royal Courts of Justice plate for the businesses to be run down and an asset stripping frenzy to take place!

If you were similarly treated or know someone who has then please email alanedwards4@hotmail.com.

Only by working together will these criminals, who also committed PERJURY/CONSPIRACY to pervert the course of justice in the Royal Courts of Justice, which I believe carries a 7 year sentence, be brought before the Court system. That same system they deliberately (ab)used as part of their deceitful plan to steal at least one hard working nurse’s life’s work! There have been some 18 years when this was deemed by judges to be unbelievable. Thanks to people like Mr Fraser even once mesmerised judges are finally seeing through ‘the King’s new clothes’ of Bank of Scotland/HBoS/The Lloyds Banking Group!

Thank you once again Mr Fraser for your diligence and so much more.

Alan Edwards.